Why Investing for Retirement Matters (Especially for Therapists & Small Business Owners)
💰 Why Investing for Retirement Matters (Especially for Therapists & Small Business Owners)
If you’re a therapist, coach, or small business owner, you probably wear a lot of hats. You take care of clients, manage your schedule, handle marketing, billing, and somehow try to keep up with the rest of life, too.
But there’s one role that often gets left behind: being your own retirement plan.
When you’re self-employed, there’s no HR department automatically setting up a 401(k) for you. It’s up to you to create your future safety net — and that’s where investing comes in.
🧠 Why Saving Isn’t Enough
Most therapists I talk to are incredible at helping others but feel overwhelmed or even guilty when it comes to money.
You might be saving here and there — keeping cash in a savings account or “just waiting until things feel more stable”. But here’s the truth: saving alone won’t get you to retirement.
That’s because savings accounts grow too slowly to keep up with inflation. Investing, on the other hand, allows your money to work for you, growing through the power of compound returns. Even modest, consistent investing can make a life-changing difference over time.
🌱 What Investing for Retirement Actually Looks Like
If you’re self-employed, you have several powerful options for retirement accounts — all designed to help you save and lower your taxes:
Traditional or Roth IRA: Great for individuals starting out or investing smaller amounts each year. Up to $7000 per year as of 2025.
SEP IRA: Ideal for solo practitioners or business owners with flexible income.
Solo 401(k): A strong option for higher earners or anyone wanting to invest more each year.
The key is consistency. You don’t need to pick the perfect fund or time the market — just get started and keep contributing regularly.
💪 Why It Matters for Therapists and Healers
You spend your days helping others heal, grow, and rebuild their lives. Investing is how you build security, peace, and freedom for your future self. It’s not about greed or chasing wealth — it’s about sustainability.
Imagine being able to:
Take a sabbatical without financial stress
Retire comfortably when you’re ready
Know your money is quietly growing even when you’re not working
That’s the power of investing for retirement.
💬 Ready to Learn How?
If you’ve ever said, “I really need to figure out my retirement,” this is your sign.
Join me for the Investing Intensive — a 2-hour, in-person workshop designed for therapists, healers, and small business owners who are ready to take control of their financial future.
You’ll learn:
✅ How to open your own retirement account (IRA, SEP, or Solo 401k)
✅ How to choose funds with confidence (yes, even if you’re new to investing)
✅ How to build a plan that grows with you and your business
Because your future deserves as much care as the people you serve.
👉 Learn it. Do it. Grow it.
Register for the Investing Intensive